I have recently applied for the Snapmint personal loan and have experienced a lot of tragedy. So, this article is only for you to help you know all the details of this snapmint personal loan like Interest rate, eligibility, option not showing, and many more.
So, if you want to take a loan in Snapmint then definitely you have some quarries, Don't worry guys, I will explain my experience in my research in this article.
By the end of this blog post, You can completely understand whether the Snapmint personal loan is right for you or not.
- Snapmint Personal Loan Highlights
- Snapmint Personal Loan
- Snapmint Personal Loan Review
- Snapmint Personal Loan Apply Eligibility
- How to Apply Snapmint Personal Loan Online
- Snapmint Personal Loan Interest Rate
- Snapmint Personal Loan Customer Care Number
- Snapmint Personal Loan option Not Showing
Snapmint Personal Loan Highlights
|16% p.a. onwards
|Up to Rs 40,000/-
|3 to 12 months
Snapmint Personal Loan
Snapmint personal loan is a premium feature that is provided only for eligible customers of Snapmint App. Snapmint allows its premium customers making advanced or on-time payments an opportunity to take a personal loan.
Basically, Snapmint is a kind of Shopping platform that provides a Shopping facility in EMI without a credit card.
Nowadays, Snapmint provides personal loans up to ₹40,000/-, tenure is 3 to 12 months, and interest rates start from 16% to 35% depending on credit score.
Snapmint Personal Loan Review
In the review, include my personal experience and some of my research with feedback for my surrounding personnel who use the Snapmint App.
In the globalization market, Nowadays there are a lot of apps and platforms that provide personal loans with reasonable interest rates.
So, in my opinion, if you do have not a good credit score and want to take a loan then prefer it, otherwise most popular apps available to provide personal loans you can observe in the market.
If you decide to take a loan from the Snapmint app then you can read below the eligibility and Application process.
Snapmint Personal Loan Apply Eligibility
To apply snapmint loan you need to meet the following eligibility criteria:
- Age 18 + or above
- PAN card and Aadhar Card
- Good credit score for low-interest rate loan
How to Apply Snapmint Personal Loan Online
To apply snapmint loan online follow the steps:
- Open the Snapmint App.
- Go to the Personal Loan section.
- Enter your PAN number and Aadhar number and click on verify details.
- Eligible loan amount shows then select the amount range and check details like EMI amount, EMI date, and Tenure, and click on Get Cash
- Add a Bank Account and Get a Loan Amount in your bank account.
Once your bank account credit amount, you can check the details of the EMI date, Amount and interest rate on the Snapmint App.
Snapmint Personal Loan Interest Rate
Snapmint loan interest rate depends upon the credit history of the customer who took the loan. But generally, Interest rates start from 16% p.a onwards.
Principal Amount: ₹40,000
Processing Fees (charged upfront): 1,800
Tenure: 5 months
Interest Rate: 34%
Monthly Payment/ EMI: ₹8694
Interest Amount: ₹3470
Total repayment amount: ₹43,470.
Snapmint Personal Loan Customer Care Number
If you have any problems or queries then contact snapmint personal loan customer care using below contact number below:
Snapmint Customer Care Number: 022-48931351
Snapmint Personal Loan option Not Showing
If your Snapmint app personal loan option not showing because of the one reason that is you are not eligible for this loan.
What is Snapmint?
Snapmint is a Company that provides Shopping without credit cards by EMI order products but recently Personal loans have also been provided only for premium customers.
What are the risks of using snapmint?
Late payment fees, interest charges, and debt traps.
Is Snapmint Safe to use?
Yes, it is safe to use but remember everything depends on you, if you paid EMI in time then extremely good to go with snapmint.
Snapmint Personal Loan option Not Showing?
Because you are ineligible for premium loan services.
In conclusion, from My experience with some research, I can say you if you looking for a personal loan without any salary slip or ITR uploading then consider it, Otherwise in the market variety of platforms are available that provide reasonable interest rates for personal loans like the Navi App. KreditBee & SmartCoin, etc to get better results.
So, Guy's this is my all about review of Snapmint.com. If you have any kind of queries related to snapmint don't hesitate to tell me by commenting in the comment box because I can also learn more about Snapmint. Thank you for visiting my website.