Kotak Mahindra Bank Zero Balance Account Opening Online –
Account Opening Link- Click here
How to apply online at Kotak Mahindra Bank from home
That too is a savings account
Read Also:-
In which if you also have zero balance
That is, they do not keep money in their savings account
Even then you do not need to pay any kind of charge
Kotak Mahindra Bank Zero Balance Account Opening Online
So to open this zero balance saving account
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Which documents will you need?
And following which terms and conditions
You can be eligible to open a
zero balance saving account with Kotak Mahindra Bank
After opening this account

FAQ of Kotak Mahindra Bank Zero Balance Account
1. Can I open zero balance account in Kotak Mahindra Bank?
Ans: Yes, Kotak 811 digital savings account can be opened instantly. It is a zero-balance savings account without any average minimum balance.
2. Is Kotak zero balance account free?
Ans: there are no charges on non – maintenance of minimum balance of kotak 811 account
3. What is the minimum balance to open an account in Kotak 811 Account?
Ans: Zero balance bank account so there is no need to minimum balance to open kotak 811 account
4. What is the limit of Kotak 811 account?
Ans: if you have opened an 811 account by means of verifying your Aadhaar via an OTP from UIDAI, then the most amount you could have in this account at any given point of time is Rs. 1 Lakh. you may have a cumulative credit of maximum of Rs. 2 Lakhs in this account in a monetary 12 months.
5. Which Kotak account is best?
Ans: Kotak 811 Digital Saving Account is best
6. How long does it take to open Kotak 811 account?
Ans: Within 5 Minutes to open Kotak 811 account.
How much interest will you get
in Kotak Bank Zero Balance Saving Account
And which extra charges to pay
Kotak Mahindra Bank Zero balance Saving Account
Kotak Mahindra Bank Zero Balance Account Opening Online
And the most important thing
Immediately after applying online
How can you get
Kotak Mahindra Bank Zero Balance Account Opening Online
Account no., IFSC Code, Mobile banking, Net banking, Passbook
ATM Card & Credit Card
How can all these things be found?
would you know
After opening an online savings account
You had to go to the bank once
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
v
Kotak Mahindra Bank Zero Balance Account Opening Online
vKotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
Kotak Mahindra Bank Zero Balance Account Opening Online
So that you can do Full KYC of your Saccount
And then you can use your account as a normal account
But now you sit at home in just minutes
Through the video KYC can do your account full KYC
And then you can use it as a normal saving account
So in this video, we will see
the full process lives of the video Kyak
We will know, that
Full KYC Kotak Mahindra Bank zero balance saving account
How can do Full KYC through Video KYC
And how we use it as a normal account
In any type of UPI app
Or can be used anywhere like normal saving account
Let’s know
First of all, we know
For open zero balance saving account in Kotak Mahindra Bank
How to apply online
Because in this process you will also know
Which documents are required
Which terms and conditions have to be followed
Account no., IFSC Code, Mobile Banking, Net banking
How can you get these four things
For this, first, you have to go to the description of this video
There you will see a link
you have to click on that link
Then that you
will redirect to that web page of Kotak Mahindra Bank’s official website
From where, for open 0 balance account with Kotak Mahindra Bank
Can apply direct online
On this webpage, you can also come
from the official website of Kotak Mahindra Bank.
Then you will see 3 columns
In the first column, you will fill your full name
In the second column, the Contact number
Here you have to fill that number
The number you want to link with your account
And fill the email address in the third column
After filling all three columns
To come down
Below you will see 2 boxes
Must be written IN FRONT OF the first box
I AM NOT A POLITICALLY EXPOSED PERSON
That is, you are not a politically exposed person
Then you have to tick that box
It Will be written in front of the second box
I am an Indian citizen and Tax residence of India
and no of other countries
So here it means
that, you an Indian citizen
And you also pay tax only in India
Do not pay tax in any other country
So tick it in the second box as well
And then an open now button below
you have to tap on open now
You will then be redirected to a new page
And the mobile number you just filled here
There will be sent an OTP on that number
fill that OTP in this Column
And then click on Next
Then it will be written in the next page
Do you agree to voluntarily use of your aadhar detail
That is, can you open your Kotak 811 account
Want to use your Aadhaar details
Do you agree to this
So here at the bottom, you will see an option of YES
you have to click on YES
Then 2 columns will open in front of you
In the first column, you have to fill your PAN card number
And fill the Aadhaar number in the second column
And then you have to click on Next
Now some terms and conditions will open in the next page
It is to be read and continued
Then the mobile number registered in your Aadhar card
He will have a OTP
Fill the OTP with the columon that has come in front of you
and click on next
Then the address already given in your Aadhar card
That address will show
You have to read the address and then click on continue
Then in front of you
Your photo is given in your Aadhar card
He will show
Under that, your name will be
And will have higher columns below it
Which is the first column
You have to select what you do, Occupation
In the second column, you have to select your annual income.
So that you can choose according to your own
In the third column select Marital Satus
That means you are married or not
Married if married
And if not done then select single
fathers name in the fourth column
And in the next column fill the name Mothers name
Select your gender in the next column
And in the last column
According to your adhar card
Whatever your date of birth is
Which will already be filled
So in this way, you have to fill all the columns in it
And after filling it, you have to click on NEXT
Then you will be seen in written
Do you want to add a nominee
That is, do you want to add nominal
If you do not know about Nomani, then let me tell you
Friends, whenever a nominee is added to an account
And for some reason, the account handler dies
So all the money in that account
All that money can only be given to the nominee
That is, after the account holder,
there is a control of the nominee on that account.
So this is why it is necessary to add a nominee
You should also add a nominee to your account
So, if you want to add a nominee
So you want to see a YES button under this
you have to click on YES
Then you will open some columns to add nominee details
In which the first column has to fill in the full name of Nominee
In the second column,
select the relation of the nominee with the account holder
Date of birth of nominee in the third column
And fill the nominee’s address in the subsequent column
If both Nominee’s address and the account holder’s address are the same
So under the address, you will see a small box
you have to tick in that box
Then all the columns of the address will be hidden
Then you have to click on Next
You will be brought back to the previous page
That is, Do you add a nominee’s page
But this time there will be written on the nominee added
So that it shows that you have added the nominee
And the terms and conditions are written in blue color below it
You can read the terms and conditions of the nominee by clicking on it
And the small box before that
You have to tick in it
To continue after ticking
Then all the details you have filled in so far
That whole detail will be shown in the next page
Both profile details and Nominee details
If anything wrong with these details
So there is a pencil icon in front of both Profile and Nominee
You can edit these details by clicking on it
And can recorrect
So here if all the details are correct then click on Continue
You will then be sent to the decorations page
There will be a lot of information, all you have to read
And you have to tick in the boxes you see
and again click on continue
Then on the next page
Most important terms and conditions will come open
Also, have to read all the terms and conditions
And it also has 3 small boxes
in which you have to tick
And have to continue again
Then on the next page,
some columns will be opened to fill the communication address
In all those columns you have to fill in communication address
Then there will be some detailed information given below
It will have a small box before it
That you need to tick
And then continue
Then the place here will ask to allow location
So that your video can be completed
And you could open your account completely from home
And then you can use it as a normal account immediately
So you have to continue here
As soon as you continue,
a popup will open in front of you to allow location
In which you have to click on Allow
Then to take a photo of the PAN card and upload it
Some instruction will open
That you have to read
Click below on the click photo button
As soon as you click on click photo,
you will ask for permission for the camera
Allow you to
And then your camera will open
Then you have to take a clear photo of the PAN card
And then clicking on the upload icon
You have to upload a pan card
Then here will be the instructions for uploading a photo
How to upload a photo taken here
You also have to read
and then, click on click photo
Then you have to take a nice photo with a selfie camera
And click on the upload icon again and upload it
So the instruction will open to upload the signature here
You also have to read
And then sign on a plain paper
The way you sign in a bank
And have to take a photo of it and upload it
The way you uploaded your fu or pan card
After that, the page will open
In it, you will be asked to be ready with
PAN card, white paper sheet, and good internet connection
So you have to carry your original PAN card with you
And take a white paper sheet
After that, there will be a proceed button below it
you have to click on proceed
Then written will “Searching for agent”
And immediately there will be a person’s name
Who is going to do a video call with you right now
and going to do full KYC of your account?
Then immediately there will be a popup
Which will ask for permission for a microphone and camera
Allow you to
After allowing in again a popup will open
Which will be written below
Click here to proceed with video KYC
You have to click on it
As soon as you click on it,
then your video KYC starts
And the people in front of you start talking
How does the video after that
You see yourself live
Ac. Holder: Good evening mam
Sir are you Comfortable in Hindi or English
Ac. holder: Hindi
ok sir
Sir, if the call is disconnected due to any reason,
then stay on the same page, I will call you again
Ac. holder: ok mam
Ok sir, I would like to know some details from you for verification
During this time, if there is someone around you,
then request it, Do not talk during this
Nor help you in giving any details
Ac. Holder: Ok Ok
Ok sir, this is the address you have given in the communication address,
this is your home address, sir
Ac. Holder: Now the address of where I am staying is
Ok please stay online for 2 min.
Ac. Holder: oky
Will any documents be sent to your given address, will they be received?
Ac. holder: Yes
Stay on the line for 2 minutes
Ac. holder: Okay
Tell me your date of birth in Hindi or English
Ac. holder: Fifteen*****
Pincode head of your communication address
at the address, you currently live in
Ac.holder: 83*****
Okay
Tell us the mobile number registered with your Aadhaar card,
in Hindi or English
Ac.holder: 970*******
oky thank you so much sir
Now show your Original PAN card in the camera
Yes yes sure
ok thank you, sir
And, you just uploaded your signature,
they will be for your whole future banking transaction
Ac. Holder: Okay
Please come back to the Plane Wall whenever you want,
for your live picture for banking records
Ac. holder: Okay
ok thank you so much, sir
Stay on the line for 2 minutes,
updating your details in the system
Ac. holder: Okay
Thanks so much for staying on the line
Congratulations Your video KYC process has been completed
Within the next 8 hours
On your registered email ID and mobile number
You will get all the information about your account status
As soon as you receive the CRN number,
Kotak 811 mobile applicaation have to install
And set the mobile pin in it
Instructions for setting up mobile PIN are given in the application
You can set a PIN by following it
Or can do SMS
Thank you, sir, have a nice day for the precious time
So, in this way, your video KYC will be Completed
And then you can open your account online successfully
But right now
you will not get the account number IFSC Code
or account details here
When your video KYC completes
Sometime after that
Contact number and email are given here
Your account details are sent to both.
Including CRN Number, Account Number & IFSC Code
All three items are sent
So friends here using these details
You can register yourself for both Mobile Banking and Net Banking
And you can use these services
So now it comes
Here’s how you will get an ATM card, Passbook, and credit card
Friend, for ATM Card
When you register in Kotak 811 Account
So your ATM card will be given in a virtual way on there
Which you can use anywhere for online transaction.
If you need a Physical ATM Card
You can apply for that from there
Or you can apply for ATM by going to an offline bank
Within 7-10 days after applying
Your ATM card is sent to your given address
If we talk about the passbook
So in this account you are not given passbook
In place of passbook,
you can download the account statement anytime
from the official app of Kotak 811
Absolutely free
And then you can see where you have done the transaction
Or whatever you see the details from the passbook
All those details are given in your statement
Now the hope is that
how will you get the credit card of Kotak Bank?
There are 2 ways to get a credit card
The first way is when you open an account
So after opening the account, maintain your account well
That is, you keep a good balance in your account regularly
And keep doing regular transactions
If you do this for 5-6 months
So the bank will call you and offer you a credit card
After which you can take the credit card
This is an unsecured credit card
You don’t have to give anything to the bank for this
Bank direct on your trust
That is if your CIBIL score is good
So Kotak Mahindra Bank provides you credit card
Here’s how to get a credit card another way
That if you already have a fixed deposit with Kotak Mahindra Bank
Or if you have just opened an account
And you want to take a credit card another way
So here you have to get a fixed deposit in Kotak Bank
This fixed deposit should be at least 15 thousand
After Fixed deposite
The total amount that you make a fixed deposit
With a credit limit of around 80% amount
You can take a credit card from a bank
And you can use it as a normal credit card
So through these two ways
you can take a credit card after opening an account
So here is almost all information related to Kotak Mahindra Bank account
If you still have any questions related to Kotak 811 account
Or is there a similar topic on which you want the video
Then you can comment in the comment box
Or you can message me on our social media hands
Like our Facebook page and Instagram page
Your question will be answered here
And if you send a topic
So in the upcoming videos, there will also be a video on your topic
Friends, if you like this video then you can like this video