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One Card Credit Card: Features, Benefits, Fees & Apply

One Card Credit Card: A unique credit card that offers no hidden fees, high rewards, and a powerful mobile app. Learn more about the features, benefits, fees, and how to apply.

One Card Credit Card

OneCard Credit Card is a metal credit card that is issued in collaboration with various banking and financial institutions in India, including Bank of Baroda Financial, IDFC First Bank, Federal Bank, SBM Bank, South Indian Bank, and CSB Bank. It is a lifetime-free credit card that is best suited for people who are new to credit and want to earn reward points on their purchases.

One-Card-Credit-Card-Apply
One Card Credit Card Apply

OneCard Credit Card Features and Benefits

Following are the Features and Benefits that can attractive to one card users.

One Card Credit Card Features

  • No hidden fees ever: OneCard does not charge any joining or annual fees, late payment fees, foreign currency markup fees, or reward redemption fees.
  • 5X rewards on your top spend: OneCard offers 5X rewards on your top two spend categories each month. You can choose your top two spending categories from a list of 12, including groceries, dining, travel, fuel, and more.
  • Banking partners: OneCard is issued by RBI-approved banks and financial institutions in partnership with OneCard. This means that you can enjoy all the benefits of a credit card, such as fraud protection and purchase protection, without having to worry about your credit card being rejected by merchants.
  • Powerful mobile app: OneCard has a powerful mobile app that allows you to control all aspects of your credit card, such as your transaction limit, domestic/international use, online/offline use, and contactless payments.
  • OneCard EMI: OneCard allows you to convert your purchases into EMIs (equated monthly installments) with no interest or processing fees. You can also earn reward points on EMI transactions and repay EMIs with reward points.

One Card Credit Card Benefits

  • Earn more rewards: OneCard offers 5X rewards on your top two spend categories each month, which is more than most other credit cards. You can also earn reward points on EMI transactions and redeem them for a variety of rewards, such as cashback, travel vouchers, and gift vouchers.
  • Save money: OneCard does not charge any joining or annual fees, late payment fees, foreign currency markup fees, or reward redemption fees. This means that you can save a significant amount of money on credit card fees.
  • Build your credit score: OneCard is a great option for people who are new to credit or who are trying to build their credit score. By using your OneCard responsibly and making your payments on time, you can improve your credit score over time.
  • Easy to use: OneCard offers a variety of features that make it easy to use, such as its powerful mobile app, seamless onboarding process, and OneCard EMI option.

One Card Credit Card Fee and Charges

  • Joining fee: None
  • Annual fee: None
  • Late payment fee: Up to 100 rupees
  • Foreign currency markup fee: 1%
  • Reward redemption fee: None

One Card Credit Card Eligibility

To be eligible for a OneCard Credit Card, you must meet the following criteria:

  • Be at least 18 years of age
  • Be a resident of India
  • Have a valid PAN card and an Aadhaar card
  • Have a monthly income of at least Rs. 15,000

OneCard also considers your credit score when making a decision on your application. If you have a good credit score, you are more likely to be approved for a OneCard Credit Card.

If you are not sure if you are eligible for a OneCard Credit Card, you can check your pre-approved credit card offers on the OneCard website or app.

How to Apply One Card Credit Card Online

One Card Credit Card Apply online is a very easy process such as follows below:

  1. Go to the OneCard website or open the OneCard app.
  2. Click on the “Apply Now” button.
  3. Enter your basic information, such as your name, contact information, and income.
  4. Verify your PAN card and Aadhaar card.
  5. Review your application and click on the “Submit” button.

One Card will review your application and make a decision within a few days. If you are approved for One Card, you will receive your credit card in the mail within a week.

One Card Credit Card Which Bank

OneCard Credit Card is issued by different banks in India, depending on the applicant's eligibility and location. Some of the banks that issue OneCard Credit Card include:

  • SBM Bank
  • South Indian Bank
  • Federal Bank
  • BOB Financial
  • CSB Bank

When you apply for a OneCard Credit Card, you will be able to choose your preferred bank from a list of available banks. You can also check the OneCard website to see which banks are issuing OneCard Credit Cards in your area.

One Card Credit Card Customer Care Number:

The OneCard Credit Card customer care number is 1800-210-9111. You can call this number 24/7 to get assistance with your OneCard Credit Card account.

Read Also: Axis Bank Neo Credit Card Benefits & Apply Proces

FAQs of OneCard Credit Card

Q: What are the benefits of using OneCard Credit Card?

A: OneCard Credit Card offers a variety of benefits, including:
No hidden fees ever
5X rewards on your top two spend categories each month
MyFamily feature that allows you to share your credit limit with your family members
Banking partners include RBI-approved banks and financial institutions
Powerful mobile app that allows you to control all aspects of your credit card
Seamless onboarding process
OneCard EMI option that allows you to convert your purchases into EMIs with no interest or processing fees

Q: What are the fees and charges associated with OneCard Credit Card?

A: OneCard Credit Card does not charge any of the following fees:
Joining fee
Annual fee
Late payment fee
Foreign currency markup fee
Reward redemption fee
But, there are a few other fees that you may be charged, including:
Over-limit fee
Cash advance fee
Returned cheque fee

Q: What is the eligibility criteria for OneCard Credit Card?

A: To be eligible for a OneCard Credit Card, you must meet the following criteria:
Be at least 18 years of age
Be a resident of India
Have a valid PAN card and Aadhaar card
Have a monthly income of at least Rs. 15,000

Q: How can I apply for a OneCard Credit Card online?

A: To apply for a OneCard Credit Card online, you can visit the OneCard website or download the OneCard app. Here are the steps involved:
Go to the OneCard website or open the OneCard app.
Click on the “Apply Now” button.
Enter your basic information, such as your name, contact information, and income.
Upload a copy of your PAN card and Aadhaar card.
Review your application and click on the “Submit” button.

Q: What is the OneCard Credit Card customer care number?

A: The OneCard Credit Card customer care number is 1800-210-9111. You can call this number 24/7 to get assistance with your OneCard Credit Card account.

Conclusion: One Card Credit Card

OneCard Credit Card is a unique credit card that offers a variety of features and benefits that are not available with other credit cards. It is a great option for people who are looking for a credit card that offers no hidden fees, high rewards, a powerful mobile app, and easy-to-use features.

If you are looking for a credit card that can help you save money and earn rewards, then One Card Credit Card is a great option to consider. Apply online today and start enjoying the benefits of OneCard Credit Card!

If you have any other queries related to Credit Card don't hesitate to ask by comment below we are always ready to help you.

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Dhanurya Deep

Hey, I'm Dhanurya Deep a professional blogger and youtuber with affiliate marketer or influencer

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